Insured by
and administered by

MINI PROTECT INSURANCE.
FOR NEW & USED MINIs.

Your MINI deserves the best protection. From safeguarding your investment with GAP Insurance to keeping your tyres road-ready and your paintwork pristine, MINI Protect Insurance has you covered for every journey.

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OUR PRODUCTS.

gap insurance

Peace of mind if your MINI is written off or stolen.
If your MINI is written off or stolen, your insurer might not cover what you originally paid. GAP Insurance bridges that gap – covering the difference between your insurance payout and your purchase price or outstanding finance (whichever is higher), up to £50,000.
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Side profile of a parked MINI Cooper, illustrating MINI GAP insurance protection.
Detailed view of a pristine MINI car tyre and rim, representing tyre damage insurance

Tyre INSURANCE

Covering tyre repair costs so your MINI is ready for your next adventure.
Damaged or vandalised tyres can disrupt your plans and come with unexpected costs. Tyre Insurance covers replacement expenses, with three cover levels to choose from. Get back on the road without the hassle.
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Cosmetic REPAIR INSURANCE

Covering repair costs of minor damage so your MINI leaves a lasting impression.
Minor scratches, dents and scuffs happen – but they don't have to affect your vehicle's value. Cosmetic Repair Insurance covers professional repairs for bodywork damage, helping you maintain that showroom finish and protect your resale value.
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Flawless paintwork and body panel of a MINI car, highlighting cosmetic insurance.

How to make a claim

Your next steps, made simple

GAP Insurance
Tyre Insurance
Cosmetic Repair Insurance
To submit your claim:
  • Step 1: Fill in the online form here.
  • Step 2: After submission, our claims handling partner, GardX Assure Limited, will email you about next steps.
  • Step 3: They will keep you updated via email throughout the process.
  • Step 4: If your claim is eligible and accepted, they will contact you to proceed with reimbursement.
Have these documents ready when you file a claim:
  • Your primary insurance schedule, confirming comprehensive coverage for your vehicle at the time of the total loss
  • Policy terms and conditions for your primary insurance
  • The primary insurer’s valuation of your vehicle
  • Final pay-out letter or proof of payment from your primary insurer
If your vehicle was financed:
  • The final settlement figure from your finance provider.
We may ask for additional supporting information depending on the evidence presented to us throughout the claims process.
To submit your claim:
  • Step 1: Fill in the online form here.
  • Step 2: After submission, our claims handling partner, GardX Assure Limited, will email you about next steps.
  • Step 3: They will keep you updated via email throughout the process.
  • Step 4: If your claim is eligible and accepted, they will contact you to proceed with reimbursement.
Have these photos ready when you file a claim:
  • Photo 1: The side of the tyre, including the writing of the tyre’s measurements and specifications.
  • Photo 2: The damage to the tyre including any visible foreign objects.
  • Photo 3: The full tread area across the width of the tyre.
To allow a prompt and accurate evaluation of your request, photos must be taken in daylight and the tyres must be clean and dry. We are unable to accept photos where the vehicle appears dirty or wet or if the photos were taken at night.
To submit your claim:
  • Step 1: Fill in the online form here.
  • Step 2: After submission, our claims handling partner, GardX Assure Limited, will email you about next steps.
  • Step 3: They will keep you updated via email throughout the process.
  • Step 4: If your claim is eligible and accepted, they will contact you to proceed with reimbursement.
Have these photos ready when you file a claim:
  • Photo 1: Close up of the damage.
  • Photo 2: Close up of the damage with a measuring device showing the full end to end length of the damage.
  • Photo 3: Take about 3 steps away from the vehicle and take a picture of the Damage with the surrounding panels.
To allow a prompt and accurate evaluation of your claim, photos must be taken in daylight and the vehicle must be clean and dry. We are unable to accept photos that are taken at night or where the vehicle appears dirty or wet.

Main elIgibility rules

What you need to know before you buy

You can purchase cover for New and Used MINI if:
  • You are at least 18 years old.
  • You are a resident of the UK or the Isle of Man.
  • For GAP Insurance, you need to hold a valid UK driving licence and have comprehensive motor insurance in place.
Check the terms and conditions for full details on eligibility rules, for GAP Insurance, Tyre Insurance and Cosmetic Repair Insurance.
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MINI PROTECT INSURANCE partners

Helvetia Global Solutions Ltd is the risk carrier for the MINI Protect program in the United Kingdom.

Helvetia Global Solutions Ltd is part of Helvetia Insurance, a successful international insurance group with over 11,500 employees and more than 7 million customers.

Learn more about Helvetia

Qover is the insurance intermediary that manages your insurance contract, so you can contact them if you have questions about your coverage.

Learn more about Qover

Frequently Asked Questions

How can I contact you?

How can I sign up?

Are all MINI vehicles covered?

How can I update or cancel my policy?

Does my MINI Protect Insurance policy cover me outside of the United Kingdom?

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